From first-time buyers to seasoned investors and self-employed borrowers, find the program built for your situation.
Bank Statement Loan
Qualify on cash flow, not tax returns.
1099 Loan
Qualify with your 1099 income.
P&L Loan
Qualify with a profit and loss statement.
WVOE Loan
Qualify with a written verification from your employer.
Asset Utilization Loan
Qualify on your savings and investments.
Non-QM Loan
Flexible underwriting outside the box.
DSCR Investor Loan
Qualify on the property's income, not yours.
ITIN Loan
Homeownership without a Social Security Number.
Foreign National DSCR
U.S. investment property for non-U.S. residents.
Reverse Mortgage
Turn home equity into retirement income.
Program terms and eligibility are subject to underwriting guidelines and may change without notice. 1st 2nd Mortgage Co. of N.J., Inc. — NMLS #115981.