(267) 398-5499

Specialty Program

ITIN Loan

Homeownership without a Social Security Number.

Overview

ITIN loans let borrowers without a Social Security Number qualify using an Individual Taxpayer Identification Number, opening homeownership to borrowers who live and work in the U.S. without one.

Ideal For

U.S. residents who file taxes with an ITIN and don't have a Social Security Number.

Program Highlights

  • ✓Valid ITIN in place of a Social Security Number
  • ✓Up to 70% CLTV; minimum 660 FICO (700 for Prime pricing)
  • ✓Loan amounts up to $1.5 million
  • ✓Down payment and income documentation still required

Program terms and eligibility are subject to underwriting guidelines and may vary. 1st 2nd Mortgage Co. of N.J., Inc. is licensed in DE, VA. NMLS # 115981.